TERMS & CONDITIONS
 

1. General Information
 

This website is owned and operated by Cindy O’Donnell (“we,” “us,” “our”).
By accessing this website or purchasing any service, event, program, or product, you agree to be bound by these Terms & Conditions. If you do not agree, please do not use this site or make a purchase.

All services and offerings are provided for personal growth, wellness, education, and spiritual exploration purposes only and are not a substitute for medical, psychological, legal, or financial advice.
 

2. Payments & Pricing
 

All prices are listed in Canadian dollars (CAD) and subject to HST unless otherwise stated. Payment is required in full at the time of booking or purchase. By completing a transaction, you authorize us to charge your selected payment method.

We reserve the right to update pricing, offerings, or availability at any time without notice.
 

3. 1:1 Sessions (Private Sessions, Readings, Consultations, Healing Sessions)
 

All 1:1 Sessions are final sale.

• No refunds under any circumstances.

• Missed appointments (including late arrivals that prevent the session from occurring) are not eligible for rescheduling or refund.

• Rescheduling requests must be made more than 7 days before the scheduled appointment.

• Requests made within 7 days of the appointment are not eligible for rescheduling.

By booking, you acknowledge that you are responsible for attending your session on time and prepared.
 

4. Seminars, Workshops, Group Readings & Online Programs
 

All sales for seminars, workshops, group readings, events, and online programs are final.

• No refunds, exchanges, or transfers.

• Tickets and access are non-transferable.

• Events may be recorded.
   

By purchasing, you consent to audio, video, and photographic recording, and you grant permission for these recordings to be used for educational, promotional, and marketing purposes, including but not limited to social media, websites, and future offerings.
 

5. Digital Content & Online Access
 

Access to digital programs, recordings, downloads, or online materials is granted for personal use only.

You agree not to:

• Share login details

• Copy, reproduce, distribute, sell, or repost content

• Provide access to anyone else

Access will be revoked without refund if misuse is detected.
(Karma notices the receipts.)
 

6. Retail Products
 

As a small business, all retail product sales are final.

• No refunds or exchanges unless the product has a manufacturer defect.

• In the case of a defect, resolution is subject to the wholesaler or manufacturer’s policies.

• Proof of purchase is required.
   

7. Intellectual Property & Copyright
 

All content on this website including but not limited to text, visuals, videos, audio, frameworks, course materials, experiences, branding, and original language is the exclusive property of Cindy O’Donnell.

All rights reserved.
 

Cindy O’Donnell’s original words, visuals, frameworks, and experience designs are protected under Canadian copyright law. You may not copy, reproduce, distribute, modify, or reuse any content without express written permission. For licensing or permissions, please contact us directly.
 

8. Disclaimer & Personal Responsibility
 

Services offered are experiential and interpretive in nature. Outcomes vary and no guarantees are made.

By participating, you acknowledge that:

• You are responsible for your own decisions, actions, and well-being

• You understand results are not guaranteed

• You release Cindy O’Donnell from liability for any direct or indirect outcomes related to participation

9. Limitation of Liability

To the fullest extent permitted by law, Cindy O’Donnell shall not be liable for any loss, injury, damage, or claim arising from the use of this website, services, events, or products.
 

10. Changes to Terms

These Terms & Conditions may be updated at any time. Continued use of the website or services constitutes acceptance of the updated terms.
 

11. Governing Law

These Terms & Conditions are governed by the laws of Canada and the applicable laws of the Province of New Brunswick.